Other than a vision, passion and financially viable business plan, there are two things that people interested in starting cooperatives need: money and knowledge. The cooperative community has access to both. Over the last several years, a number of educational programs have developed through Cooperation Works! and the St. Mary's University to on-going efforts by the National Cooperative Business Association (NCBA) and the various centers for cooperative study. Access to capital may be a bit trickier, but we have put together a list of potential fund programs.